Schedule of Consumer Fees & Service Charges

Effective 5/1/2017

All fees and service charges are subject to change. We’ll mail you a notice 30 days before any changes take effect.

Personal Checking Accounts


Basic Checking 
Minimum Balance to Open $100
Minimum Balance Fee  ​None!
Green Checking
Minimum Balance to Open $100
Monthly Service Fee $6 Per Month
Stellar Plus Checking  
Minimum Balance to Open
$100
Minimum Balance Fee (Less Than $1,000)
Waived if you have $5,000+ in related accounts at fee assessment.
$100 minimum to open. $10,000 per month minimum to earn interest. $0 when you keep $20,000 or more in Stellar Plus Checking, or $100,000 or more in related deposit accounts. $3 if you keep $10,000-$19,999 in Stellar Plus Checking, or $50,000-$99,999 in related deposit accounts. $8 if you keep less than $10,000 in Stellar Plus Checking, or less than $50,000 in related deposit accounts.
$0, $3 or $8 Per Month
Minimum Balance to Earn Interest
$​10,000

​Savings & Money Market Accounts


Money Market
Minimum Balance to Open $100
Minimum Balance Fee $10 Per Month
Minimum Balance to Earn Interest $1,000
Minimum Balance to Waive Fee $1,000
Excess Transaction Fee+ $15 Per Transaction
Statement or Passbook Savings
Minimum Balance to Open
$25
Minimum Balance Fee
$​4 Per Month
Minimum Balance to Earn Interest
$​​​​​​​​100
Minimum Balance to Waive Fee
$​200
Excess Transaction Fee+
$15 Per Transaction
Minor Statement or Passbook Savings
Minimum Balance Fee (Up to Age 18) No Fee
Minimum Balance to Open
$10
Minimum Balance to Earn Interest
$​10
Excess Transaction Fee+
$15 Per Transaction

+More than 6 electronic, preauthorized, telephonic, online or check withdrawals or transfers per month as outlined in your account agreement.

​Other Fees & Services


Bill Pay
No Fee
Card Replacement Order Service
$5 Per Card
Card Replacement – Expedited Service
$40 Per Card
Check Images with Monthly Statement
$5 Per Month
Deposit Ticket/Check Copies
Price Varies*
Legal Processing
$​75 Per Occurrence
Non-Sufficient Funds Fee
$25 Per Item
Overdraft Transfer Fee
$5 Per Occurrence
Research Fee (1 Hour Minimum)
$30 Per Hour
Returned Deposit Item Fee
$10 Per Item
Statement Copies
$​5 Per Statement
Stop Payment
$25 Per Check
Closed Account (Assessed if account is closed within 90 days after account opening. Fee does not apply to minor accounts, IOLTAS, or CDS.) $20 Per Account


Collections
Incoming – Domestic
$25 Per Collection
Incoming – Foreign
$35 Per Collection
Outgoing – Domestic
$25 Per Collection
Outgoing – Foreign
$35 Per Collection


Cashier's Checks
Cashier’s Checks (Client Only)
$​8 Per Check
Non-Client Exchange From On-Us Check
$10 Per Check


Wire Transfers
Incoming
$15 Per Wire
Outgoing – Domestic
$25 Per Wire
Outgoing – International
$45 Per Wire

*Price dependent on service & volume requested; contact your branch for more information.

Safe Deposit Box Fee Schedule


Box Sizes
Annual Fee*
2x5
$15
2½x5
$15
3x5
$20
4x5
$25
5x5
$30
2x10 $35
3x10
$40
3x11
$40 
4x10 $45
4x13 $45
5x10 $50 
6x10  $55
6x16 $65
7x10  $55
​8x10$60
8x13
$60
​8½x17½
$75
9x10
$65
9x15
$70
10x10 $70
10x13
$75
10x15
$75
10x17 $80
13x21 $90
21x12
$90
19x16
$120
21x16
$120
34x16
$150

Box Availability

Safe deposit box size and availability vary by location. Please ask a branch representative for a quote.

Drilling Fees

Drilling fees for delinquency or loss of both keys vary by location. Please ask a branch representative for a quote.

Key Deposit

Key deposits are $20. We refund key deposits if two keys are returned at closing.

*All safe deposit box fees are subject to tax in Arizona and New Mexico.