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Mortgage Loan Program Interest Rate P&I Payments
APR
Fee
30-Year Fixed ​Mortgage * 4.500% $1,621.39 ​4.​616% ​1.00%
15-Year Fixed ​Mortgage * 4.250% $2,407.29 ​4.​​​414% ​0.75%
3-Year Adjustable Rate Mortgage * ​3.​​​​​625% ​$​​​1,459.36 4.​​​605% ​0.50%
5-Year Adjustable Rate Mortgage * 3.​​​​875% $1,504.76 ​4.​​​​561% 0.75%
7-Year Adjustable Rate Mortgage * 4.​​000%
​$​1,​527.73
4.​​​513%
​0.75%
30-Year Fixed Custom Construction ** 4.​750%
​$1,6​99.27
​4.​​​​​​​​​951%
​1.75%
15-Year Fixed Custom Construction ** ​4.​​​500%
$2,4​47.98
​4.​​​​808%
1.50%
3-Year Adjustable Rate Custom Construction ** 3.​​​​875%
$1,504.76
4.​​​835%
​1.50%
5-Year Adjustable Rate Custom Construction ** ​4.125%
​$1,550.88
​4.​​​799%
1.75%
7-Year Adjustable Rate Custom Construction ** 4.​​​​​250%
$1,​574.21
4.​​​​767%
​1.75%
Rate P&I Payments APR† Fee
30-Year Fixed ​Mortgage *
4.500% $1,621.39 ​4.​616% ​1.00%
15-Year Fixed ​Mortgage *
4.250% $2,407.29 ​4.​​​414% ​0.75%
3-Year Adjustable Rate Mortgage *
​3.​​​​​625% ​$​​​1,459.36 4.​​​605% ​0.50%
5-Year Adjustable Rate Mortgage *
3.​​​​875% $1,504.76 ​4.​​​​561% 0.75%
7-Year Adjustable Rate Mortgage *
4.​​000% ​$​1,​527.73 4.​​​513% ​0.75%
30-Year Fixed Custom Construction **
4.​750% ​$1,6​99.27 ​4.​​​​​​​​​951% ​1.75%
15-Year Fixed Custom Construction **
​4.​​​500% $2,4​47.98 ​4.​​​​808% 1.50%
3-Year Adjustable Rate Custom Construction **
3.​​​​875% $1,504.76 4.​​​835% ​1.50%
5-Year Adjustable Rate Custom Construction **
​4.125% ​$1,550.88 ​4.​​​799% 1.75%
7-Year Adjustable Rate Custom Construction **
4.​​​​​250% $1,​574.21 4.​​​​767% ​1.75%
20 YR Fixed Lot Loan ***
7.​000% $775.30 7.280% 1.00%
24 Month Interest Only Lot Loan ***
6.875% $572.92 8.308% 1.50%
10 Year Interest Only HELOC ***
4.75% $395.83       4.75% 0.00%


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  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Adjustable loans feature an introductory rate during initial term (3, 5 or 7 years) of, after which the interest rate may adjust annually each year based on the current index and applicable margin. Payment may increase.
† Annual Percentage Rate

* Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario. ** Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed custom construction program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.
*** Assumes an approved $100,000 loan amount.