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Mortgage Loan Program Interest Rate P&I Payments
APR
Fee
30-Year Fixed ​Mortgage * 4.​125% $1,5​50.​88 ​4.​​​​​​​​​​​​239% ​1.00%
15-Year Fixed ​Mortgage * ​3.​​​​​​​​​​​875% $​2,​347.​01 ​4.​​​​​​​​​​​​​039% ​0.75%
3-Year Adjustable Rate Mortgage * 4.​​​​​​​​000% ​$​​​1,5​27.73 5.​​​​​169% ​0.50%
5-Year Adjustable Rate Mortgage * ​4.​000% $1,527.73 5.​000% 0.75%
7-Year Adjustable Rate Mortgage * 4.​000%
​$​1,​​527.73
4.​​​​​​​836%
​0.75%
30-Year Fixed Custom Construction ** ​4.​​​​​​​​​​​250%
​$1,574.21
4.​​423%
​1.50%
15-Year Fixed Custom Construction ** ​4.​​​​​​​​​000%
$2,367.00
4.​​​​266%
1.​25%
3-Year Adjustable Rate Custom Construction ** ​4.​​​​​125%
$1,550.88
5.​​​​​​​380%
​1.​25%
5-Year Adjustable Rate Custom Construction ** ​4.​​125%
​$​1,550.88
5.​​​​​212%
1.​50%
7-Year Adjustable Rate Custom Construction ** 4.​​​​​​​​​​​125%
$1,​550.88
5.​​​​​​​​048%
​1.​50%
20 YR Fixed Lot Loan *** 6.​​375%
$7​38.​23
6.​​​​​​648%
1.00%
24 Month Interest Only Lot Loan *** 6.​​​​250%
$5​20.​83
7.​​​​​​674%
1.50%
10 Year Interest Only HELOC *** 5.​50%
$467.12
5.50%
0.00%
Rate P&I Payments APR† Fee
30-Year Fixed ​Mortgage *
4.​125% $1,5​50.​88 ​4.​​​​​​​​​​​​239% ​1.00%
15-Year Fixed ​Mortgage *
​3.​​​​​​​​​​​875% $​2,​347.​01 ​4.​​​​​​​​​​​​​039% ​0.75%
3-Year Adjustable Rate Mortgage *
4.​​​​​​​​000% ​$​​​1,5​27.73 5.​​​​​169% ​0.50%
5-Year Adjustable Rate Mortgage *
​4.​000% $1,527.73 5.​000% 0.75%
7-Year Adjustable Rate Mortgage *
4.​000% ​$​1,​​527.73 4.​​​​​​​836% ​0.75%
30-Year Fixed Custom Construction **
​4.​​​​​​​​​​​250% ​$1,574.21 4.​​423% ​1.50%
15-Year Fixed Custom Construction **
​4.​​​​​​​​​000% $2,367.00 4.​​​​266% 1.​25%
3-Year Adjustable Rate Custom Construction **
​4.​​​​​125% $1,550.88 5.​​​​​​​380% ​1.​25%
5-Year Adjustable Rate Custom Construction **
​4.​​125% ​$​1,550.88 5.​​​​​212% 1.​50%
7-Year Adjustable Rate Custom Construction **
4.​​​​​​​​​​​125% $1,​550.88 5.​​​​​​​​048% ​1.​50%
20 YR Fixed Lot Loan ***
6.​​375% $7​38.​23 6.​​​​​​648% 1.00%
24 Month Interest Only Lot Loan ***
6.​​​​250% $5​20.​83 7.​​​​​​674% 1.50%
10 Year Interest Only HELOC ***
5.​50% $467.12 5.50% 0.00%


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  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Adjustable loans feature an introductory rate during initial term (3, 5 or 7 years) of, after which the interest rate may adjust annually each year based on the current index and applicable margin. Payment may increase.
† Annual Percentage Rate

* Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario. ** Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed custom construction program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

*** Assumes an approved $100,000 loan amount.