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Mortgage Loan Program Interest Rate P&I Payments
APR
Fee
30-Year Fixed ​Mortgage * 4.​​​625% $1,645.25 ​4.​​​743% ​1.00%
15-Year Fixed ​Mortgage * 4.​​​375% $2,​427.59 ​4.​​​​​​541% ​0.75%
3-Year Adjustable Rate Mortgage * 4.​​​​​​​125% ​$​​​1,5​50.88 4.​​​​​722% ​0.50%
5-Year Adjustable Rate Mortgage * ​4.​​250% $1,574.21 ​4.​6​​99% 0.75%
7-Year Adjustable Rate Mortgage * 4.​​375%
​$​1,​​597.71
4.​​​​​694%
​0.75%
30-Year Fixed Custom Construction ** 4.​​​​875%
​$1,​693.47
5.077%
​1.75%
15-Year Fixed Custom Construction ** ​4.​625%
$2,4​​68.47
​4.​​​​​​​934%
1.50%
3-Year Adjustable Rate Custom Construction ** ​4.​​375%
$1,597.71
4.​​​917%
​1.50%
5-Year Adjustable Rate Custom Construction ** ​4.​​​500%
​$1,​621.​39
​4.​​​​915%
1.75%
7-Year Adjustable Rate Custom Construction ** 4.​​​​​​​​625%
$1,​645.25
4.​​​​​​930%
​1.75%
20 YR Fixed Lot Loan *** 7.​​​250%
$1,000.00
7.​​533%
1.00%
24 Month Interest Only Lot Loan *** ​7.​125%
$​1,500.00
8.​​562%
1.50%
10 Year Interest Only HELOC *** 4.75%
$395.83      
4.75%
0.00%
Rate P&I Payments APR† Fee
30-Year Fixed ​Mortgage *
4.​​​625% $1,645.25 ​4.​​​743% ​1.00%
15-Year Fixed ​Mortgage *
4.​​​375% $2,​427.59 ​4.​​​​​​541% ​0.75%
3-Year Adjustable Rate Mortgage *
4.​​​​​​​125% ​$​​​1,5​50.88 4.​​​​​722% ​0.50%
5-Year Adjustable Rate Mortgage *
​4.​​250% $1,574.21 ​4.​6​​99% 0.75%
7-Year Adjustable Rate Mortgage *
4.​​375% ​$​1,​​597.71 4.​​​​​694% ​0.75%
30-Year Fixed Custom Construction **
4.​​​​875% ​$1,​693.47 5.077% ​1.75%
15-Year Fixed Custom Construction **
​4.​625% $2,4​​68.47 ​4.​​​​​​​934% 1.50%
3-Year Adjustable Rate Custom Construction **
​4.​​375% $1,597.71 4.​​​917% ​1.50%
5-Year Adjustable Rate Custom Construction **
​4.​​​500% ​$1,​621.​39 ​4.​​​​915% 1.75%
7-Year Adjustable Rate Custom Construction **
4.​​​​​​​​625% $1,​645.25 4.​​​​​​930% ​1.75%
20 YR Fixed Lot Loan ***
7.​​​250% $1,000.00 7.​​533% 1.00%
24 Month Interest Only Lot Loan ***
​7.​125% $​1,500.00 8.​​562% 1.50%
10 Year Interest Only HELOC ***
4.75% $395.83       4.75% 0.00%


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  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Adjustable loans feature an introductory rate during initial term (3, 5 or 7 years) of, after which the interest rate may adjust annually each year based on the current index and applicable margin. Payment may increase.
† Annual Percentage Rate

* Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario. ** Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed custom construction program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

*** Assumes an approved $100,000 loan amount.