- Lot Loans: Finance Your Dream House Site - Washington Federal

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Lot Loans

The perfect home begins with the perfect location.
You've finally found it.  The ideal spot to build your custom home.  Whether you plan to build right away, or years down the road, we can help finance your purchase.

Buy it to build now.

  • Our short-term lot loan gives you two years to finalize your house plans and choose a builder.
  • Enjoy the security of a fixed rate with interest-only payments.
  • Buy with just 30% down.
  • When you're ready to build, roll the balance of your lot loan into our All-in-One Custom Construction Loan.
  • Receive a rebate on a portion of the lot loan fee when you're approved for All-in-One Custom Construction financing from Washington Federal within the first 30 months.

Secure the perfect piece of land for your future dreams.

  • It's the perfect site for your future dream home.
  • Own it now and build later with our custom construction loan.
  • Enjoy fixed-rate and payments over 20 years.
  • Buy with as little as 30% down.
  • Build when you're ready.








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