Washington Federal - Construction Loans, Remodeling Loans: Build with Washington Federal

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Construction Loan Application


Construction Loan Application Checklist

Items required to order an appraisal:

  • 2 complete sets of architectural plans, including a plot/site plan (signed/dated by builder and borrower)
  • 2 copies of the description of materials and specifications (signed/dated)
  • 2 copies of the cost estimate (signed/dated)
  • Fixed-price construction contract (signed/dated)
  • Acknowledgement of any pre-paid construction costs, along with copies of receipts (signed by builder and borrower)
  • Legal description of the property and purchase contract/details of purchase
  • Septic permit (if applicable)
  • Well report (if applicable)

Documents required before loan closing:

  • Contractor’s license
  • Building permit
  • Contractor’s IRS certification
  • Proof of liability/hazard insurance, including course of construction coverage

Please note: Your builder/contractor must be approved by Washington Federal and will be asked to provide documentation.

Contact a Loan Officer. 
Start a conversation about your next mortgage with one of our neighborhood branch managers or call 800-324-9375.


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