Washington Federal - Business Banking: Online, Checking, Credit | Washington Federal

Online Banking




Not currently banking online?

Learn about the benefits of Online Banking
Register for Online Banking

Credit Solutions

We take your business financing personally.

For nearly 100 years, we’ve taken a personal approach to protecting your long-term interests. Consider our business bankers your own trusted advisors, dedicated to working with you to develop a straight-forward financing strategy that’s right for you. After all, we understand that our success depends on yours.

Business Lines of Credit

If you need to borrow funds to support cyclical or seasonal cash flow, Business Lines of Credit are often the right solution.

  • Business lines of credit require monthly payments only when you are using the line.
  • Combine a line of credit with our Business Sweep Accounts.  We can automatically transfer funds daily between an operating account and related line of credit to efficiently manage cash resources, providing maximum flexibility with higher earnings potential.
  • Sole proprietor? Ask us about using a home equity line of credit to fund a small business.

Business Term Loans

If your business needs to purchase equipment, make capital improvements, or finance future expansion, Business Term Loans are the ideal solution.

  • Business Term Loans typically have terms of 1-7 years.
  • We tailor the loan to fit your cash flow.

Owner-Occupied Real Estate Financing

Commercial real estate loans help business owners finance the purchase of new or existing real estate holdings. And whether you need to build from scratch or remodel, we've got the construction financing experience you're looking for.

  • For owner-occupied commercial properties.
  • Available for purchase, refinance, construction and remodel.
  • Fully amortizing and balloon payment options are available.
  • Maximum loan-to-value of 75%

Acquisition Financing

Business acquisition financing will be customized based on the needs and financial characteristics of your company.

  • No two acquisition deals are ever the same. Rely on the experience of our Business Bankers.
  • We'll work with you to determine the best balance of equity and debt for financing your acquisition needs.
  • You'll receive top-level attention from our leadership team. We're accessible, local and hands-on.

Business and Corporate Credit Cards

Manage your credit easily and efficiently with a business or corporate credit card.

Visa Business Bonus Rewards Card

  • Earn 1 point for every net $1 you spend.
  • Get a 25% bonus on all points earned every month, automatically.
  • No caps or limits on the points you can earn, plus you have at least five years to redeem points for rewards.1
  • $25 cash back with your first purchase.2
  • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

Visa Business Bonus Rewards Plus Card

  • Earn 1 point for every net $1 you spend.
  • Get a 50% bonus on all points earned every month, automatically.
  • No caps or limits on the points you can earn, plus you have at least five years to redeem points for rewards.1
  • $50 cash back with your first purchase.2
  • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

Visa Business Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending
  • Free employee cards with individual credit limits
  • No annual fee

Commercial Real Estate Financing

Washington Federal is your one-stop source for income property, multi-family, residential real estate development and spec construction financing. You can count on responsive, knowledgeable answers to your questions, and fast, efficient turnaround.

Apartments, Mixed-Use, Office and Other Income Properties:

Enjoy a low, fixed interest rate and 10-year terms up to 30-year amortization. We offer acquisition and refinance loans up to $8 million and greater.

Land Acquisition/Development Loans:

You can rely on our expertise to help you efficiently acquire property for a residential real estate development.

Spec Construction Financing:

We've been working with the residential building industry for nearly a century and offer a variety of programs to help build homes.

Our Commercial Real Estate Group can assist you with additional details.

 

Warning!

You have clicked an external site link. Please click "Proceed" to continue, or "Cancel" to stay here.

Log In

Please log in.

 


close(X)