Personalized services designed to make your life easier.
From online banking to payroll processing, we offer a wealth of treasury management services for your convenience.
We offer a robust online banking site that can handle the needs of businesses, big or small.
- Check account status and review activity
- Place stop payments
- Transfer funds between accounts
- Pay bills, make payments and get loan advances
- View cleared check images
- Access treasury management services like eACH and Positive Pay
- Choose to receive your bank statements electronically
Our business clients can send and receive funds using the electronic Automated Clearing House (eACH).
- Use our eACH feature for repetitive income or outgoing payments
- It's an efficient way to handle items like direct deposit of payroll or rent collections
- Protect your business from check fraud, simplify reconciliation and improve cash flow
Initiate and schedule USD wire transfers from the convenience of your desktop.
- Initiate and schedule wire transfers, both domestic and international
- Receive email alerts regarding their status
- Save money as eWires cost less than manual wire transfers
Make your bank deposits without visiting the bank.
- Deposit checks from the convenience of your office desktop
- Use a simple scanning device to deposit checks electronically
- Increase efficiency and security while improving your cash flow
- Same-day availability of funds
Investment Sweep Accounts
Put your funds to work every night and have them automatically “sweep” back into the account when needed.
- Automatically transfer funds daily
- Sweep between an operating account and a related investment account or line of credit
- Efficiently manage cash resources
- Enjoy maximum flexibility with higher earnings potential
- Sweep accounts use our Collateralized Liquid Account, which is not FDIC-insured (ask us for details and current rates)
- $1,000 minimum to open
- $100 minimum balance to earn interest
- $50 per month base charge for deposit sweeps
- Ask us about line of credit sweeps
Make sure you issued a check before you pay it with our automated system.
- Use our automated online system
- Compare issued checks with checks presented for payment
- You make a pay/no-pay decision
- Prevent check fraud and facilitate timely pay/return decisions
Zero Balance Accounts
Keep your cash where you want it, right when you need it.
- Manage your deposits and fund disbursements in a cost-effective way
- At each end of day, automatically transfer funds out of any sub-accounts into a central concentration account, so that sub-accounts balance at zero
- Manage sub-accounts individually while keeping a concentration account to centralize cash flow
Merchant Services Credit Card Processing
We'll make sure that taking credit and debit payments won't slow you down.
- Maximize your sales potential by accepting credit and debit cards for payment
- We will help initiate and administer a time-saving merchant account for all your credit card processing needs
Payday should be a good day for you too.
- Avoid complicated payroll issues
- We can set you up with a comprehensive payroll processing solution to minimize paperwork
- Eliminate payroll and tax filing headaches
- Cash Vault Services
- FedPayments Reporter
We offer additional solutions to meet your needs. Ask us for details.